Which policy often includes coverage for walls in condominiums?

The HO6 policy is specifically designed for condominium owners, providing coverage that includes the interior structure of the unit, which often extends to walls, fixtures, and improvements made within the unit. This type of policy recognizes the unique ownership structure of condominiums, where the exterior and common areas are typically maintained by the homeowners' association, while the interior units are the responsibility of individual owners.

By contrast, the HO3 policy generally covers single-family homes rather than condominiums. The HO4 policy, commonly known as renters insurance, is designed for tenants living in rental properties and does not apply to condominium ownership. The DP3 policy, or dwelling policy, is meant for properties that are not owner-occupied, such as rental properties, and does not encompass the specific needs of condominium owners. Hence, the HO6 policy is the correct choice, as it is tailored to meet the insurance needs of those owning condominium units, covering walls and other internal aspects of the individual unit.