What must all teams use on disclosures and contracts?

Using the name of the firm on disclosures and contracts is essential because it ensures that all documents are aligned with the regulatory requirements and the legal standards set forth by the state. This practice not only reinforces the firm’s branding but also clarifies the legal entity responsible for the actions and agreements contained within those documents.

In real estate transactions, having the firm's name prominently displayed helps maintain transparency and accountability. It signifies to clients that they are engaging with a licensed business entity rather than just a group of individuals. This is crucial for compliance with legal obligations and enhances consumer trust.

The other options may seem appealing in different contexts, but they do not fulfill the requirements stipulated by real estate regulations regarding legal documents. For instance, using the team leader's name or any creative name might not provide the necessary legal identification of the firm, while initials of team members could create ambiguity about who is ultimately accountable in a business setting. Thus, the firm's name is the correct and necessary choice for use on disclosures and contracts.