What are the alternate names for RESPA co-ownership arrangements?

Affiliated Business Arrangements (ABAs) are the correct terminology for RESPA co-ownership arrangements. Under the Real Estate Settlement Procedures Act (RESPA), ABAs refer to arrangements where affiliated businesses work together to provide services related to real estate transactions. These arrangements might exist between lenders, real estate agents, and settlement service providers, allowing them to offer services to consumers and share profits from the transaction.

This term is specifically defined and regulated under RESPA to ensure transparency for consumers regarding affiliations and potential conflicts of interest in real estate transactions. Using the term "Affiliated Business Arrangements" clearly denotes the connection between businesses rather than broader concepts like partnerships or joint ventures, which may not necessarily imply the same type of regulatory oversight or consumer protection.